Nov 08
2018

What Form of Car or Motorbike Breakdown Cover Is Right for You

With more than thirty million vehicles on the road in the UK these days, car and Motorbike breakdown cover is a huge industry and arguably, having adequate cover is more important now than it has ever been. As there are such as a high number of vehicles on the road, it is becoming increasingly dangerous to carry out a vehicle repair at the roadside, making a valid breakdown policy worth its weight in gold if you suffer a fault on a busy motorway or you lack the skills required to locate and fix the problem yourself. As there are so many vehicles around, it makes sense that there is a large number of different policies available on the market. It is easy to assume that all breakdown cover is the same but this is not the case. The cover available ranges from the most basic, which only entitles you to roadside assistance, to the most comprehensive, which will cover you in Europe as well as the UK and pay for overnight accommodation and repatriation of your vehicle if it breaks down when you are abroad. With breakdown insurance, like many other things in life, you get what you pay for. The higher the premium you agree to pay, the more comprehensive the cover you receive will be. If you are on a very tight budget, it may be best to stick to a basic roadside assistance package. This level of cover entitles you to assistance getting your car started following a breakdown or if it is not fixable at the roadside, it also covers recovery of the vehicle to a local garage, usually within ten miles of the site of the breakdown or when you go outsite you should buy car covers with front and back straps.

The next level up is relay or recovery. This entitles you to have your car repaired at the roadside or if it cannot be fixed, you can be transported to any address in the UK, whether it is your home or the address you were travelling to. If you fall ill and nobody else in the vehicle can drive it, you are also entitled on policies of this nature to have you, your vehicle and your passengers recovered to an address of your choice. If you get onward travel or relay plus cover, in the event of a fault that cannot be fixed at the roadside, you will be entitled to use of a hire car for a set number of days or reimbursed for the cost of having to use public transport to complete your journey. If you are away from home, this level of cover will often cover you to stay in a hotel for a night while your vehicle is fixed. At the top end of the market is European cover. This entitles you to breakdown assistance if you are completing a long haul journey through a European country and accommodation and repatriation of the vehicle if it cannot be fixed in timely fashion. Once you know what level of cover you can afford, it should be easier to work out which level of cover is appropriate for you. Visit a price comparison site to see what is available within your budget.

Why Breakdown Cover Is a Good Idea

If you working in the car repair industry, you probably have the skills required to identify the problem and fix your car should it breakdown while you are on a journey. There are millions of people in the UK that do not possess these skills, what is the best course of action for these motorist? The answer is breakdown cover. The AA reports that it responds to almost 20,000 calls a day during winter, showing just how important a breakdown insurance policy can be. During this time of economic uncertainty, many will be looking to find ways of saving money, with expenditure that does not present an immediate outcome often the first to go. However, it is advisable not to cut your breakdown insurance, as the cost of recovery and repair could amount to more than your yearly premium should something happen when you have no policy to rely on. If you want to save some money, but would still like the peace of mind that breakdown cover provides, you should investigate the ‘basic’ packages that providers offer. These deals enable recovery to a local garage or your home if you are less than ten miles away when the breakdown occurs. Basic cover also often covers taxi fares up to a set distance, enabling the driver and the legal number of passengers to be driven home or to a hotel if the vehicle cannot be fixed right away. More comprehensive packages cover you if your car fails to start in the morning and able recovery and repair in European countries.

There are two types of breakdown insurance available; vehicle and personal. Vehicle cover means that in the event of a breakdown, a specific vehicle will be entitled to recovery or roadside assistance, regardless of who the driver is. Personal cover means that the breakdown service will come and provide assistance whether you are the driver or a passenger in any vehicle. It is also becoming increasingly common for breakdown cover providers to allow personal cover for more than one person on the same policy, something that has not been offered in previous years. Vehicle cover tends to be cheaper, although if you regularly drive more than one car, it may be worth paying a little extra for personal cover. When browsing breakdown policies, you should look at the level of service each provides. A roadside policy will only cover you in the event of a breakdown. If your vehicle needs to be towed to a garage, the cost of recovery and the subsequent repair will have to come from your pocket. This form of cover can cost as little as £20 a year, although should the worst happen, you could end up spending a lot more. A more common policy is ‘national’ or ‘recovery’. With this policy, the cost of recovery and if needed, transport to your home or a hotel is covered. With this information in mind, you should be well placed to find a policy that provides peace of mind and adequate cover for your vehicle.

Leather Car Seats – How to Remove Stains

Although leather car seats generally withstand dirt and stains much better than cloth car seats, leather car seats can still face some wear and tear over time. It’s important to remove any stains as soon as you see them. But you don’t have to wait until you see stains to start cleaning them.  But drops of water can cause irritating stain marks. But water stains are not difficult to remove. It is only the dark line on the outside of the spot that is the actual stain. Once you remove that, the inside is not actually visible.

Mold or Mildew Stains:

These stains not only look unpleasant, but if left untreated they will make your car smell unpleasant as well.  If the dirt is especially stubborn and won’t come off, put a little dish liquid onto the toothbrush and try scrubbing it off again. Car seat covers can protect your seats by keeping spills, food and dirt from falling on them.

That You May Not Be Aware of With Regards to Car Repairs

However, that doesn’t include the fact that there will always be some chances that you may acquire other “extraneous” costs in the process. For example, there’s a chance that you may rent a car for a few days in the event that your car is still stuck inside the garage of a repair shop. While your insurance provider may offer an optional car rental policy, you may find out then that the premium will only cover a specific body of a car, such as a compact, for instance. But what if you need to rent, for whatever reason, a sedan or a SUV? Of course your policy won’t cover the extra charges for it because you have a “different” plan; hence, you have to make sure that you are indeed reading between the lines prior to accepting the policy that’s handed to you. What about the actual repairs? Here’s also a lesser known secret that folks like us rarely even know: not all repair shops can properly fix your car. This little nugget can be especially helpful, since it can better prepare you for what to expect when your insurance provider refers you to their “licensed” service station. Ever wonder why there are so many repair stations for each brand of car there is? It’s really simple-not all service stations carry the “spare part” that your car needs to be properly fixed.

Here’s a neat analogy-if your car was branded as being “made in Japan”, does it make sense for you to follow the instructions of your provider and bring your car to one which only services homegrown American brands? Just try bringing your car to a service center which you know houses the “authentic” parts needed to fix your car; your insurance provider may likely cover for it as long as you have the receipts. How about if your car has an unfortunate case of the “fender bender”? No matter whose fault it may be, having a dent in your car can be enough to cause you headaches. Typically, some insurance providers only cover about $500 worth on fixing the damage. However, as evidenced by recent surveys on the subject, drivers are expected to shell out between $980 to $1300-more than double the cost of what your provider is expected to cover! It’s a little food for thought for anyone expecting to pay a minimal cost for repairs.

Adding a Custom Look To Your New Car

So you’ve just bought your new car and something doesn’t quite seem right. Everything is there and in good working condition. But you’re a person that wants to add a little something extra to your ride. You’re a person that likes color and flare. Not to worry. There are plenty of products out there to fit all of your ‘pimped out’ and customization needs. Adding a custom look and feel to your car is not difficult, but there are some questions that must first be answered. The first place to start is with some hot lens covers for your lights. The first thing to decide is what kind of statement you want to make. Are you the kind of person who just wants a slight tint or something flashier? If you’re just looking for something understated then adding something subtle like a smoky tint will do the trick. All this color does is bring the light down a little so it’s not quite so blinding on the road. Then again, you may want to make the glow of the taillight really pop by adding another layer of glossy red. But, if you want to really make a statement, then a brighter color is something to consider. A yellow or an optic blue tint will really add some serious flash to your otherwise dull lighting system. Also, these colors go great with a car of the same color. Did you just buy something that’s canary yellow? Then some yellow tints will go great and create a consistent look to your car.

In addition to these covers adding flare to your ride, they’re also protective. If you’ve gone to enough trouble to match your lights with your car color, then the last thing you want is hazy, cloudy, underperforming lights. The best light covers are made from vinyl that provides a durable and rugged shield that keeps all of the hazards of the road from chipping or cracking your head and taillights. Not only can you use head and taillight covers to ‘pimp out your ride’ but the right ones are also protective. The best ones are pre-cut to fit the make, model and year of your specific vehicle and come with a guarantee. Generally inexpensive and easy to apply to your ride, head and taillight covers are a no-brainer. Plus, if you’re looking for that little something extra to make your car really ‘pop’ when you’re riding down the road then get the covers that add enough tint to make a statement.

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